As we talked, though, I became uncomfortably aware that she had a lot more money than me in her retirement accounts. Some of that could be explained by my having to give my ex-husband money when we parted ways; also she made $40,000 a year more than I do in base salary.
She seemed puzzled and asked about my fire overtime. Some years we make a lot; some we don't. "Where did it go?" she asked. I had to think about it.
While I currently contribute a lot to retirement and have other savings, I felt like I should probably have more, given a few good overtime years. I don't live an extravagant lifestyle. But then something occurred to me.
I know where some of it went. It went to:
And many destinations in the United States.
I can't be mad about that. Maybe I'll have to forego some things in retirement. But I would never give up those memories. It was all worth it.